Portfolio Manager

Description  The employee willsupport the credit needs of Business Banking Commercial Lending (C&I).  The primary responsibility will be to proactively manage an existingportfolio of credit relationships which includes gathering andunderwritingfinancial information.  This position will provide creditsupport to designated Commercial Lenders in order to ensure the ongoing credit monitoring needs of theportfolio are being addressed.  The key objective is to address upcoming maturities in a timely and effective manner via regularfinancial and collateral reviews. o             Preparing Credit Approval Presentations for annual reviews and renewals. Credit Approval Presentations must include the appropriate analysis (collateral andfinancial) to adequatelysupport the Borrower/Guarantor's ability tosupport the request.  All key issues and mitigants must be properly identified.  Creditfacilities must be structured in accordance with policy.o             Collecting and reviewingfinancial statements, covenant compliance certificates, and any other tracking requirements in a timely manner.o             Monitoringreporting exceptions and upcoming maturities and providing necessaryreporting to Lenders, Division Heads, Credit Officers, and Executive Management. o             Communicating with Executive Management regardingportfolio trends and potential maturity related issues for individual transactions.o             Completing any otherrisk assessments that may berequired.  Qualifications       Education/Learning Experience:  Bachelor's degree.  Preferably in a business related field such as accounting or finance. Work Experience:  5 + years of Commercial Underwriting or Portfolio Management experience. Experience underwriting middle market (C&I) loans. Skills/Knowledge:  Ability to effectively communicate directly with Borrowers when seeking additional information that may be needed in order to review existing credit facilities. Sound understanding of commercial credit analysis techniques including cash flow, evaluation of collateral and is able to make timely decisions in a fast paced, time sensitive environment. 1801549
Salary Range: NA
Minimum Qualification
5 - 7 years

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